Credit Risk Management for Indian Banks

• Author : K. Vaidyanathan
• Publisher : SAGE Publications India
• Release : 30 May 2013

Credit Risk Management for Indian Banks is a one-stop reference book for practising credit risk professionals in the Indian banking sector. This is the first book of its kind, which is exclusively targets the practical needs of Indian bankers. It lays more emphasis on the ground realities of Indian banking and enunciates principles and guidelines of credit risk management based on real-life situations.

• Author : Sharon Sophia
• Publisher : Unknown
• Release : 01 July 2022

Credit risk management is becoming increasingly important element in Indian banks as its regulatory framework by BASEL II makes banks compulsory to implement credit risk management. The study attempts to identify the application and implementation of credit risk management in banks. Survey method and MANOVA analysis is done to evaluate and identify the implementation of credit risk management.

• Author : Arindam Bandyopadhyay
• Publisher : Cambridge University Press
• Release : 31 March 2016

This book explains how a proper credit risk management framework enables banks to identify, assess and manage the risk proactively.

• Author : Anju Arora
• Publisher : Unknown
• Release : 01 July 2022

The branch network of a commercial bank provides a platform for drawing customers for taking credit, and so the Credit Risk Management (CRM) practices need to be carefully chosen and implemented to ensure timely identification of credit risks across all branches and precise calculation/ measurement of aggregate credit risk, and to build appropriate systems and internal controls at head office such that acceptable level of credit risk is assumed by the banks' branches at all times. The present study attempts

• Author : Suksham Aneja
• Publisher : Unknown
• Release : 01 July 2022

Nothing is constant but risk in today's dynamic environment. Banking is the business of risks and all banks are exposed to a variety of risks viz. a viz. credit risk, liquidity risk, foreign exchange risk, market risk and interest rate risk. It is very important to handle these risks in a pre-emptive, proficient and cohesive manner to maintain sound financial health of a bank. The purpose of this empirical study is to make an assessment as to how far Indian

• Author : Khan & Jain
• Publisher : Tata McGraw-Hill Education
• Release : 01 May 2007

• Author : Sirus Sharifi
• Publisher : Unknown
• Release : 01 July 2022

The study examines the impact of credit risk components on the performance of credit risk management and the growth in non-performing assets of commercial banks in India.The data is obtained from primary and secondary sources. The primary data is collected by administering questionnaire among risk managers of Indian banks. The secondary data on non-performing assets (NPAs) of Indian banks is from annual reports and Prowess database compiled by Centre for Monitoring Indian Economy (CMIE). Multiple linear regression is used

• Author : Anju Arora
• Publisher : Unknown
• Release : 01 July 2022

Over the last decade, the role of credit risk management practices in the overall risk management in the commercial banks was well accepted and banks have established a set of these practices, collectively known as Credit Risk Management (CRM) framework. The present paper evaluates the strength of CRM framework in the Indian banking industry, and makes a quantitative assessment of the overall CRM framework and each of its three major elements, namely, CRM organization, CRM policy and strategy, and CRM

• Author : Anonim
• Publisher : Unknown
• Release : 01 July 2022

CHAPTER 1 - INTRODUCTION CHAPTER 2 - CONCEPT OF RISKS IN BANKS CHAPTERS 3 - RISK MANAGEMENT CHAPTER 4 - QUANTITATIVE RISK MEASUREMENT CHAPTER 5 - CREDIT RISK CHAPTER 6 - MARKET RISK CHAPTER 7 - OPERATIONAL RISK CHAPTER 8 - SOLVENCY RISK - CONCEPT OF CAPITAL ADEQUACY AND RISK BASED CAPITAL CHAPTER 9 - RISK BASED SUPERVISION OF BANKS BIBLIOGRAPHY.

• Author : Alok Bansal,Yogeshwari Phatak,Raj Kishore Sharma
• Publisher : Allied Publishers
• Release : 05 January 2015

Achieving excellence in the fast changing global scenario of business and world economic structure demands deeper insight into the quality management practices. To survive in this competitive and challenging global business arena one needs to adopt quality management strategies that incorporate the best global practices. An attempt has been made in the present cook to focus on quality aspects and solutions that can enhance global business excellence.

• Author : Isaiah Oino
• Publisher : Unknown
• Release : 01 July 2022

Like other corporations, banks want to create value and seek ways to control risk while aiming to enhance productivity and performance. This is achieved by granting credits to customers from the money deposited by the depositor, thus placing them at risk in the case of defaulting. Despite this risk, banks must continually issue credit since it is the key source of its profitability. This research study assesses the impact of credit risk management on Indian public and private banks during

• Author : Khan
• Publisher : Tata McGraw-Hill Education
• Release : 01 June 2006

• Author : Anju Arora
• Publisher : Unknown
• Release : 01 July 2022

The present study attempts to investigate the impact of bank ownership on Credit Risk Management (CRM) strategic decisions in Indian banking sector by using primary data regarding CRM strategic decisions of 24 public sector banks and 11 Indian private sector banks. The study observes that CRM strategic decisions are not significantly influenced by bank ownership, except with regard to the decision regarding the unit responsible for framing CRM policy. Apparent variations in strategic decisions are observed between public sector and private sector

• Author : Jaskaran Singh Dhillon,Ramita Verma
• Publisher : LAP Lambert Academic Publishing
• Release : 01 July 2022

In Banking, Asset and Liability Management (often abbreviated ALM) is the practice of managing risks that arise due to mismatches between the assets and liabilities (debts and assets) of the bank. Banks face several risks such as the liquidity risk, interest rate risk, credit risk and operational risk. Asset liability management (ALM) is a strategic management tool to manage interest rate risk and liquidity risk faced by banks, other financial services companies and corporations. Banks manage the risks of asset

• Author : N. Fathima Thabassum
• Publisher : Archers & Elevators Publishing House
• Release : 01 July 2022